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The Sunk Cost Fallacy in Divorce: Why "Years Invested" Shouldn't Keep You in an Unhappy Marriage

4/27/2025

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Understanding the Hidden Psychology That Keeps You Stuck in Unhappy Relationships

the sunk cost fallacy of divorce by the best divorce coach
Have you ever caught yourself thinking, "I've invested so many years in this marriage, I can't just walk away now"? If so, you've encountered what economists and psychologists call the "sunk cost fallacy"—a powerful psychological trap that can keep you locked in unhappy situations far longer than necessary.
As a divorce coach, I've witnessed countless clients struggle with this exact challenge. Today, I want to shed light on how this common thinking error affects decisions about whether to end a marriage, and provide practical guidance on how to overcome it.

What Is the Sunk Cost Fallacy and Why Does It Matter in Divorce?

Divorce coach helping client overcome sunk cost mentality in marriage
The sunk cost fallacy occurs when we continue a behavior or endeavor because of previously invested resources (time, money, or effort)—even when continuing doesn't make sense. These past investments are "sunk costs"—they cannot be recovered regardless of future actions.

In rational decision-making, only future costs and benefits should influence our choices. Yet our human psychology resists this logic. We feel compelled to "get our money's worth" or "make all those years count for something" by continuing down the same path, even when it's clearly not working.

How Common Is This Mental Trap in Divorce Situations?

Very common. Research suggests that the average person contemplating divorce considers it for 2-3 years before taking action. Many stay unhappily married for 5+ years before finally making the decision. The sunk cost fallacy is frequently at the heart of this delay.
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Part 1: The Marriage Time Investment Trap


​"I've Given This Marriage 17 Years—I Can't Just Throw That Away". Jane (name changed) came to me after 17 years of marriage. "I've been unhappy for at least ten years," she admitted. "But every time I think about leaving, I can't help thinking about all the time I've already invested. Seventeen years is nearly half my life! If I leave now, wasn't it all just a waste?"

This perspective is completely understandable—and extraordinarily common among people considering divorce. The longer the marriage, the stronger this feeling tends to be.

The Mathematical and Emotional Reality of Staying for Sunk Costs

When we examine Jane's situation through the lens of the sunk cost fallacy, an important truth emerges: Those 17 years are gone regardless of what she does next. They cannot be "saved" or "validated" by staying in an unhappy relationship.

Let's look at this mathematically:

If Jane stays in her unhappy marriage for another 20 years (until age 65), she will have spent 37 years in an unfulfilling relationship.
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If she moves forward with divorce now, she will have spent 17 years in that relationship, followed by potentially 20 years of a more fulfilling life—whether single or in a healthier partnership.

The question becomes: Which future do you want for yourself?
Client experiencing relief after breaking free from marriage sunk cost trap

Reframing Your Marriage Investment: Lessons vs. Losses

An essential step in overcoming the sunk cost fallacy is reframing how we view our past investments. Consider these perspectives:
  1. Your past years weren't "wasted" - They contained experiences, growth, possibly children, and lessons that shaped who you are today.
  2. Each additional year in an unhappy marriage is its own decision - Every year you choose to stay is a fresh investment of your limited time.
  3. Future happiness doesn't invalidate past choices - Moving toward happiness doesn't mean your marriage was a mistake—it simply means circumstances and people have changed.
​
Divorce coach helping client overcome sunk cost mentality in marriage

Why We Struggle with "Cutting Our Losses" in Marriage

Beyond the sunk cost fallacy, several factors make it particularly difficult to move on from unhappy marriages:
  • Identity integration - Our marital status often becomes deeply woven into our identity
  • Fear of judgment - Concerns about how others will view your "failed marriage"
  • Financial entanglement - Practical worries about dividing assets and financial stability
  • Parenting concerns - Anxiety about effects on children and co-parenting dynamics
  • Fear of the unknown - Uncertainty about what life looks like post-divorce

Breaking Free: How to Overcome Marriage Sunk Costs

Focus on Future Value, Not Past Investment

The key question isn't "How much have I already invested?" but rather "What will my future look like if I stay versus if I leave?"
Professional divorce coaches recommend these reflection exercises:
  1. The 10-year projection - Imagine yourself 10 years from now if you stay in your current situation. How do you feel? What opportunities have you missed?
  2. The opportunity cost calculation - What experiences, relationships, and personal growth are you sacrificing by remaining in an unhappy marriage? 
  3. The happiness assessment - On a scale of 1-10, how happy are you now? What would it take to reach an 8 or 9 in your current marriage, and is that realistically achievable?

Signs the Sunk Cost Fallacy Is Keeping You in an Unhappy Marriage

  • You frequently think about the "years invested" when considering divorce
  • You tell yourself "it would all be wasted" if you left now
  • You're staying primarily to "make your investment worthwhile"
  • You're more focused on the past than on your future happiness
  • You're hoping things will improve but have no concrete reason to believe they will

How Divorce Coaching Can Help You Move Forward

Working with a divorce coach provides crucial support for moving past the sunk cost mentality:
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  • Emotional clarity - Sorting through complex feelings about your marriage investment
  • Strategic planning - Breaking down the overwhelming divorce process into manageable steps
  • Decision validation - Confirming that your reasoning is sound and not merely emotional
  • Future focusing - Creating a vision for your post-divorce life that energizes rather than frightens you
  • Practical guidance - Navigating the actual divorce process efficiently once you decide

As a divorce coach, I specialize in helping clients recognize when sunk cost thinking is keeping them stuck, and developing personalized strategies to move forward. My clients often express relief at finally having permission to consider their future happiness, rather than feeling chained to past decisions.
van gogh's thoughts on time and mistakes relating to divorce

Investing in Your Future, Not Your Past


​The sunk cost fallacy affects nearly everyone during major life transitions like divorce. Recognizing when past investments are influencing your decisions about the future is the first step toward making choices that truly serve your long-term happiness.


​Remember that the goal isn't to validate your past investments but to make the best choices for your future self. Your happiness matters, and it's never too late to change direction when something isn't working.

Your Divorce Journey Doesn't Have to Be Defined by Past Investments

As a divorce coach, I specialize in helping clients break free from sunk cost thinking and make clear-headed decisions about their futures. My clients learn to:
  • Recognize when sunk cost thinking is influencing their choices
  • Evaluate their options based on future benefits rather than past investments
  • Break down overwhelming transitions into manageable steps
  • Find confidence in their decisions to move forward
the best divorce coach talks about time investment in marriage and future opportunities

Ready to Move Forward Without the Weight of Sunk Costs?


​If you're struggling with divorce decisions due to concerns about "wasted" investments in your marriage, I invite you to schedule a consultation. Together, we can explore strategies to overcome sunk cost thinking and create a path forward that focuses on your future well-being rather than past investments.

Remember: The best time to make a positive change in your life is when you first recognize the need. The second best time is now. Are you ready? Click this button to schedule a free consultation!
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Coming Soon: The Sunk Cost Fallacy Part 2 - When It's Time to Change Your Divorce Attorney


​In my next blog post, I'll tackle another common sunk cost trap in the divorce process: staying with the wrong attorney because you've already invested thousands of dollars. I'll share strategies for determining whether you need a new lawyer or just better communication, how to transition attorneys smoothly if needed, and how divorce coaching can support you through this challenging aspect of the divorce journey.


Don't miss this crucial follow-up that could save you significant money, time, and stress during your divorce proceedings!
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Why Won't My Abusive Spouse File for Divorce? Understanding the Control Behind the Resistance

4/16/2025

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Originally Published January 2024, Updated April 2025
All names are changed to protect client privacy
​Even when someone has mentally prepared for divorce, the emotional rollercoaster remains—from sadness and anger to relief and hope. But among my divorce coaching clients, one situation consistently causes the most frustration and confusion: when an emotionally abusive spouse refuses to file for divorce.
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The Perplexing Pattern of Abusive Partners Who Won't Let Go

"Why are they making ME do it?" my clients ask in exasperation. "They treat me terribly but won't file."

"My spouse hasn't touched me in years but claims they won't file because of their marriage vows."
​
"I've begged them to try marriage counseling, but they refuse—and now that I want a divorce, they're blaming ME for destroying our family."

If you're nodding along, recognizing your own relationship in these words, you're not alone. This pattern is incredibly common in emotionally abusive marriages. As a divorce coach who has guided countless individuals through this exact scenario, I can almost predict the storyline when clients begin describing their situation.

Let's dive into why abusive partners often refuse to file for divorce, even when they seem to despise the relationship.

1. Control: The Ultimate Power Play in Toxic Relationships

At its core, an abusive spouse's refusal to file for divorce is about maintaining control. This dynamic has likely been the cornerstone of your relationship for years.

Sarah's Story: One client, Sarah, endured her husband's constant criticism and emotional manipulation for 12 years. When she finally gathered the courage to suggest divorce, he responded with, "If you want to destroy this family, that's on you. I would never do that to our children." Despite making her life miserable daily, he positioned himself as the committed partner and Sarah as the villain.

This is classic abusive behavior. By forcing you to be the one to file, your spouse accomplishes several things:
  • Creates a narrative where you're "the bad guy" who abandoned the marriage
  • Avoids taking responsibility for the relationship's failure
  • Maintains decision-making power by making you take the uncomfortable action
  • Sets the stage for playing victim throughout the divorce process
    ​
In emotionally abusive relationships, control isn't just about direct commands; it's about emotional manipulation and shifting responsibility. By refusing to file, your spouse forces you to be the "bad guy" while they maintain their self-image as the committed partner who "tried everything."
Professional support for breaking free from controlling spouse's manipulation tactics

2. Image Management: When Appearances Matter More Than Reality

Emotionally abusive individuals are often intensely concerned with how others perceive them. Their public image frequently contradicts their private behavior.

The Public/Private Divide: Many abusive partners present themselves as kind, reasonable, and devoted spouses to the outside world. Friends and family might even comment on how lucky you are to have such a "great" partner. Meanwhile, behind closed doors, you experience a completely different person.

When you initiate divorce, they can tell everyone, "I never wanted this. She's the one who filed." This image management:
  • Preserves their reputation in your social circles
  • Garners sympathy from friends, family, and even sometimes children
  • Creates an external validation system that supports their narrative
  • Allows them to avoid confronting their abusive behavior
    ​
Many abusive spouses will suddenly become incredibly invested in "saving" the marriage once you mention divorce—not because they want to change or improve the relationship, but because divorce threatens their carefully constructed public persona.
Emotional abuse survivor reclaiming power through divorce coaching session

3. Ego Protection: Refusing to Accept Rejection

For many emotionally abusive individuals, being rejected is intolerable to their self-image and ego.

The Rejection Paradox: Despite treating you poorly, your abusive spouse likely cannot tolerate the idea that you would choose to leave them. This paradox stems from deep insecurity masked by controlling behavior.

Mark's Experience: One client, Mark, described how his wife belittled him constantly for fifteen years. She criticized his parenting, mocked his career choices, and regularly told him no one else would ever want him. Yet when Mark finally decided to file for divorce, she was genuinely shocked and devastated, telling everyone he had "abandoned her without warning" despite years of expressing his unhappiness.

By refusing to file themselves, abusive partners:
  • Avoid feeling rejected or abandoned
  • Maintain the illusion that they still have power over your decisions
  • Protect themselves from acknowledging their role in the marriage's failure
  • Can claim they would have stayed "for better or worse" if given the choice
    ​
This ego protection allows them to rewrite history, painting themselves as the loyal spouse who would have endured anything rather than break their vows.

What This Means For Your Divorce Journey

Understanding these dynamics doesn't make the situation easier emotionally, but it can provide clarity during a confusing time. If you're in this position, here's what you should know:

This Pattern Is Predictable and Common
First and foremost, what you're experiencing isn't unique or your fault. As a divorce coach, I see this exact scenario play out repeatedly. The refusal to file, the blame-shifting when you do file, and the sudden reputation management are all predictable behaviors from emotionally abusive partners.

Their Resistance Confirms Your Decision
Many clients question their decision when their spouse reacts with blame and accusations. Remember: this reaction is further evidence of the emotional manipulation that has characterized your relationship. Their response isn't about love—it's about control.

Healing Begins With Breaking The Pattern
Taking the step to file for divorce when your spouse refuses is often the first move in breaking the cycle of emotional abuse. It's difficult and scary, but my clients consistently report feeling an enormous weight lifted once the process begins.

One client described it perfectly: "It was like a 180-pound dark veil had been covering my entire body for as long as I could remember. Suddenly it was gone, and I wondered why I hadn't removed it sooner."

Prepare For Continued Manipulation
Throughout the divorce process, expect your spouse to continue their controlling behaviors. They may:
  • Delay proceedings unnecessarily
  • Make unreasonable demands
  • Tell distorted stories to friends and family
  • Attempt to manipulate your children's perceptions
  • Vacillate between threats and sudden kindness to regain control
    ​
Having proper support during this time isn't just helpful—it's essential.
Divorce coach helping client find strength to leave emotionally abusive marriage

Moving Forward: Finding Strength to Break Free

If you recognize your relationship in this post, you're facing a challenging but ultimately liberating journey. Here's what helps my clients successfully navigate this transition:
  1. Assemble your support team: Include professionals (divorce coach, therapist, attorney) who understand emotional abuse dynamics
  2. Document patterns: Keep records of communications and interactions
  3. Establish boundaries: Limit direct communication when possible
  4. Focus on self-care: Prioritize your mental and emotional well-being
  5. Remember your worth: The messages from your abusive relationship aren't true reflections of your value
Divorce planning meeting focused on escaping manipulation and control dynamics

You're Not Alone in This Journey

The most important thing to remember is that you're not alone. The patterns you've experienced in your marriage and now in the divorce process are common in emotionally abusive relationships. What you're feeling—the confusion, frustration, guilt, and relief—are all normal responses.

​Taking the step to file when your spouse refuses isn't failing at marriage; it's choosing health, respect, and a better future. It's reclaiming your power from someone who has used control and manipulation to diminish you. It's putting a STOP to the lost time and added stress to your life.  
Divorce coach explaining why abusers resist filing and maintain control patterns

Ready to Take the Next Step?

If you're struggling with an emotionally abusive spouse who refuses to file for divorce, I'm here to help. As a divorce coach who specializes in helping clients navigate these exact situations, I offer compassionate guidance through every step of the process.

Schedule a free consultation with me to discuss your specific situation and develop a strategy that protects your wellbeing while achieving your goals. Together, we can transform this challenging transition into the beginning of a healthier, happier chapter in your life.

Remember: filing for divorce when your spouse won't isn't giving up—it's finally standing up for yourself.
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Supportive environment for discussing financial concerns when leaving abusive marriage
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    About Katie VAndenBerg

    Katie makes her life as a Divorce Coach in Central Illinois surrounded by river valleys and prairie.  Her days are spent helping her divorce clients, working with her tenants, tending to her gardens, hiking as often as possible, spending time on her pottery wheel and loving her family.  

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